Reliable Mortgage Advice, Built on Expertise.

Based in Hebden Bridge, proudly helping people across the UK secure the right mortgage with honest, personal advice.

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Your home may be repossessed if you do not keep up repayments on a mortgage. The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Should you fail to disclose or misrepresent a fact, then you risk the insurer only paying part of a claim, declining to pay all claim and possibly, declaring the policy invalid.

Making Mortgages Feel Simple

Buying a home should be exciting.

If you're stepping onto the property ladder for the first time, or searching for your next home, finding the right mortgage can often feel overwhelming.

At HW Mortgage Solutions, we take the time to understand your circumstances before recommending a solution that's right for you.

Mortgage Advice

Take a look at how we can help you

First-Time Buyers

Take your first step onto the property ladder with clear guidance from start to finish.

Home Movers

Helping make your next move as straightforward as possible.

Remortgages

We'll review whether a new deal could save you money or better suit your circumstances.

Buy-to-Let

Supporting landlords with mortgage solutions for new purchases and growing portfolios.

Protection & Insurance

Helping protect your home, income and the people who matter most.

Property Surveys

You can arrange a quote directly through our third-party survey partner, Cosey Homes, here.

Please be aware that by clicking on to the above links you are leaving HW Mortgage Solutions Ltd website. Please note that HW Mortgage Solutions Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.

Local at Heart, Nationwide in Reach

HW Mortgage Solutions is proudly based in Hebden Bridge, with a personal approach shaped by the community we're part of.

We support clients across the UK, combining the friendly, personal service of a local adviser with the convenience of advice wherever you are.

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Kind words from our valued customers

"I wouldn't hesitate to use Holly's services again, she's reliable, and truly exceptional at what she does and provides."

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Holly has been nothing short of professional, knowledgeable and available throughout the whole very stressful process of securing a mortgage and purchase. She has consistently kept in touch with excellent communication, always been available to answer any query, big and small and to top it off, just a lovely, kind person with such a reassuring manner. Cannot recommend and thank Holly and her services enough. If you need a professional, kind, courteous, knowledgeable mortgage broker then look no further. Bloomin Fantastic.

From the beginning of the process, meeting face to face, Holly quickly secured a very competitive mortgage rate...She also managed to source the best building insurance rates with care and clarity that matched my needs.

She helped throughout the whole process of the purchase when I was unsure of differing matters and she was the person I turned to for advice which was duly given in her own time too.

I wouldn't hesitate to use Holly's services again, she's reliable, and truly exceptional at what she does and provides. She made the whole process seamless, fast and efficient.

100% recommend.

- Jas H, Aug 2026

"If you’re looking for a mortgage advisor who is knowledgeable, reliable and genuinely cares about her clients, I couldn’t recommend Holly highly enough!"

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I’ve used Holly as my mortgage advisor for several years now, including for multiple remortgages, and I genuinely wouldn’t go anywhere else.

Her experience, knowledge and responsiveness are second to none. She’s always been incredibly helpful, quick to respond and has taken so much of the stress out of every move and remortgage I’ve done. I’ve always felt completely confident that I’m in safe hands and getting the right advice.

I honestly can’t fault her service and would have absolutely no hesitation in recommending her to family and friends. If you’re looking for a mortgage advisor who is knowledgeable, reliable and genuinely cares about her clients, I couldn’t recommend her highly enough!

- Molly S-M, Aug 2026

"I would highly recommend Holly!"

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HW Mortgage Solutions were amazing. As first time buyers, we had no idea what we were getting in to, but they made the whole process easy and saved us hours of admin and confusion. They were able to give us advice, no matter how silly the question, on every aspect of the process and explain insurance policies, interest rates etc. in simple terms. I would highly recommend Holly & Heather

- Adam T, June 2026

"Holly made me feel safe, calm, confident and excited about the process."

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Holly is like a fairy godmother of the grown up world. Processes like mortgages are not my natural habitat, but she somehow not only made everything possible, but made me feel safe, calm, confident and excited about it. She held the space more than I ever imagined was possible.

I highly recommend Holly as a broker and would never never consider anyone else!

- Martha B, July 2026
Explore our Testimonials

Advice That Feels Personal

Behind HW Mortgage Solutions is Holly, an experienced mortgage and protection adviser with a simple approach: listen properly, explain things clearly and look after people throughout the process.

For Holly, it's about more than arranging a mortgage. It's about building relationships and being someone clients know they can come back to, whatever their next move looks like.

A little about us

Mortgages, Translated

AIP, LTV, ERC, SVR... mortgages come with their fair share of terminology.

Our jargon guide breaks down some of the terms you're most likely to come across, with simple explanations that actually make sense.

Explore Our Jargon Guide

Protecting What Matters Most

We can help you understand the protection available for your home, your income and the people who matter most.

Personal advice, built around your life and what you'd want to protect.

Explore more

Your Next Move Starts Here

Whether you're ready to get started or simply want to understand your options, we're here when you need us.

Let's talk